credit cards
Bad Credit Cards
Having bad credit cards is always annoying. Not only annoying, sometimes we are afraid and worried thinking the solution to the tricky problem. Yes, having bad credits is a tricky problem, when we are having bad credits; it is difficult for us to get another loan at loan agency. That’s why it seems that bad credit card is the most horrible problem commonly found in unstable economy condition. Yes, it is very natural to make loan or credit when the economy condition is unstable. The most common effects of unstable economy are high amount or unemployment, many people become homeless because they are forced to leave their home and also price of several items keeps increasing. › Continue reading
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Ann Mich and YouTube Working Hand in Hand for an Unlikely Revolution?
Have you heard of the latest ¡°revolution¡± for higher credit scores? They say that a certain Red Bluff Bank client, Ann Mich started it all in her YouTube account (that website where you can post your videos for the world to see) via the internet of course. She allegedly posted a video saying that she will stop paying her statements if the Bank of America will not lower her rates. Quite unexpected though, hundreds of Americans responded and supported her ¡°cause,¡± giving the lady exactly what she wants including lower bank rates for some of her supporters also.
The power of the internet is showcased, you might conclude. But economists and experts view this ¡°revolution¡± as something to awaken the current government. People are struggling for high credit score, for due payment of their bills and a lot more. With the present recession of the economy, the People of America is stressed out and desperate that they opted to YouTube their current frustrations about the laws governing credit scores and credit companies.
This present ¡°revolution¡± might have given a quick fix to problems of people like Ann Mich but this will do no good in the long run. It is because of credits like this that the economy is facing troubles which reverberated throughout the world; a recession that has also affected even the lowliest job in third world countries. Responsible borrowing has long been forgotten by some of America¡¯s Citizen. Not to mention some credit companies luring people into having loans with hidden charges and interests. They won¡¯t ask you to review your free credit report first.
There is also a good thing that came out from this unlikely ¡°revolution though. Industry specialists noted that because banks gave in to the Ann Mich and her followers¡¯ requests of lower rates, there has been a slight increase in the attempt of American Citizens to pay their dues on time. The result of such is credit companies are back o giving loans with more friendly terms to people. If this thing goes on, its effect will somehow give a much needed boost to America¡¯s economy.
What Ann Mich has done is also seen by experts as a better alternative to “charge-offs”. Charge offs, instead of lower rates, can do significant damages not just to a persons¡¯ credit score but to his 7 year credit history as well. This is far too big especially for someone who needs loans in this economy. Whereas, lowering bank rates will not be leaving a stain to a persons¡¯ credit history. This proves to be a scheme where both the consumer and credit company ends up happy and satisfied.
The economy of the United States of America will be revived. That is a fact. With a newly-elected president who has high hopes and has provided proposed solutions, and with its citizens working hand in hand, recession will have an ending soon. There have been a lot of attempts to work out the creditor-consumer relationship in the country. Let us all be responsible borrowers, if not, honest lenders.
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